These are the primary sources and tools we point clients to most often: official government references for SBA and 1031 rules, plus the free tools on this site. Primary sources beat summaries. When a rule matters to your deal, read the source, then talk it through with your advisor.
Build a one-page commercial deal brief and send it for review.
Open tool →The official SBA personal financial statement, required for 7(a) and 504 applications. Prepare your numbers with our builder, then transfer them here.
sba.gov →The SBA's own program page for 504 real estate and equipment loans: eligibility, structure, and how the program works.
sba.gov →The SBA's program page for its most flexible loan, covering real estate along with other business needs.
sba.gov →The IRS fact sheet on Section 1031 exchanges: the rules, the deadlines, and the cautions, straight from the source.
irs.gov →Utah's financial regulator, including its commercial financing registration program and consumer resources.
dfi.utah.gov →The IRS plain-language overview of like-kind exchange treatment for real estate.
irs.gov →Bridge cost, cash to close, maximum loan, DSCR, and 1031 deadline calculators, all free and instant.
Open the calculators →Build the lender-ready statement every commercial application needs. Everything stays in your browser.
Build your PFS →Bank, SBA 504, SBA 7(a), bridge, agency, and DSCR-based financing side by side.
Compare loan types →Computed 45 and 180 day deadlines for every 2026 and 2027 closing date, weekend and holiday conflicts flagged.
See the tables →Plain-language definitions of the terms lenders use, from DSCR to balloon payments.
Look up a term →