These calculators give you fast, realistic estimates for planning a commercial deal: what a bridge loan is likely to cost, how much cash you will need to close a purchase, and the loan a property can support. They are estimates, not offers. When you want real numbers on a specific deal, send it to us and we will get you an answer.
Curious what you'd qualify for on a DSCR loan? Need to run a payment or size a deal? Run the numbers here, then let the Deal Brief Builder turn your property, loan request, and timeline into a clean one-page brief you can download or send to us for review.
Build your deal briefInterest-only payment, upfront points, and total cost of the financing.
Estimate only. Excludes third-party costs like appraisal, legal, and title. Interest-only, so principal is repaid at exit. Confirm real numbers before you commit.
Down payment, closing costs, and reserves for a purchase.
Estimate only. Reserves are usually verified, not collected, but you must show you have them. Actual requirements vary by lender and deal.
The loan a property may support at a given loan-to-value.
Estimate only. Actual loan-to-value depends on the property, income, and lender. A strong, stabilized property supports more than one in transition.
Debt service coverage ratio: the number lenders check first on income property.
Most permanent lenders want a DSCR of roughly 1.20 to 1.25 or higher. Below 1.0 means the property does not cover its own debt payments, which is where bridge financing and a stabilization plan usually come in. Estimate only.
Your 45-day identification and 180-day closing deadlines, from your sale closing date.
Estimate only, not tax advice. Confirm your dates with your qualified intermediary and tax advisor. If a conventional loan cannot close inside your window, bridge financing can protect the exchange. For full-year reference, see the 2026-2027 deadline tables.
Nearly every lender also asks for a personal financial statement. Build a lender-ready one free, with totals calculated automatically, using our personal financial statement builder. Everything stays in your browser.
These tools are a starting point. Send us the property, the loan amount, and your timeline, and we will give you real figures, usually within one business day.
Submit Deal Details Schedule a CallEvery figure here is for information only. It is not a commitment to lend, an offer of credit, or a quote. For numbers specific to your situation, call 801-706-2802.
