Bridge loans and creative commercial financing through a coast-to-coast capital network, from $250K to $40M+. Most deals close in less than a month.
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Or just call: 801-706-2802
BluRidge Funding is a commercial real estate financing brokerage, which means we work for you, our client. We work with you to understand your deal, your goals, and your timeline, and then match you with the right capital source: conventional lenders, SBA programs, debt funds, bridge lenders who can close in a few days, and private and family office capital. We connect the dots to get your deal to the source that actually fits it. Most of the deals we arrange run from $250,000 to $40 million and up, and most close in just a few weeks. We review every deal quickly, and if we can't help, we'll tell you in one call, not three weeks.
| Loan amounts | $250K to $40M+ |
| Bridge LTV | Up to 75% |
| Multifamily LTV | Up to 80% |
| SBA (owner-occupied) | Up to 90% |
| Bridge terms | 6 to 36 months, interest-only |
| Permanent and SBA amortization | Up to 25 to 30 years |
| Bridge closings | As fast as 3 to 5 days on select programs; most deals under a month |
| Straight answer on your deal | Within 1 business day |
Reviewed July 2026. Ranges reflect programs across our lender network. Every loan is subject to underwriting and credit approval.
The initial paperwork is where most people stall. A personal financial statement is the one document nearly every lender asks for first. Our free builder walks you through it step by step and gives you a clean PDF, so you can make a serious inquiry with your numbers already in hand.
Build your financial statementBuying a building for your business or your portfolio? We line up the loan around your closing date, not the lender's calendar.
See how it works →When the contract clock is running, we arrange capital that can close in as fast as three to five days on select programs, with most deals closing in less than a month.
See how it works →A decline letter is not the end of your options. We find out what fell short and craft a path around it.
See how it works →Maturing loans, balloon payments, and cash-out refinances, handled before the deadline handles you.
See how it works →Six to thirty-six month interest-only capital for deals in transition, with a defined exit at the end.
See how it works →Financing for properties that blend retail, office, and residential, the deals most banks route straight to decline.
See how it works →Managing Partner
Commercial real estate finance since 1996. BYU economics, University of Utah law. Former President, Utah Association of Mortgage Brokers.
Managing Partner
Investor and capital operations. Founder, Summit Home Loans. Focuses on sourcing and matching commercial deals to capital sources.
Four things slow down more commercial closings than everything else combined: title surprises, environmental findings, incomplete financials, and appraisal gaps. Add a property that doesn't fit the first lender's box, or a timeline that was too optimistic from the beginning, and a clean deal starts to drag. That doesn't make the deal bad. It means the weak spots need to be found early.
Send the property type, loan amount, rough timeline, and what you're trying to accomplish. If you already have a purchase contract, rent roll, financials, or current loan statement, include them. If you don't, start with what you have.
We'll review the situation and tell you whether it looks like something we can help with. If another path makes more sense, we'll say that.
Banks pass on deals that don't fit their box. That's where we start.
Run a payment, size a deal, or see what a DSCR loan supports.
Turn your property, loan request, and timeline into a clean one-page brief you can download or send to us for review.
Build yours →Build the lender-ready PFS most commercial lenders ask for upfront.
Build yours →Bridge cost, cash to close, maximum loan, DSCR, and 1031 deadlines, each one instant.
Run the numbers →Bridge, bank, SBA 504, SBA 7(a), agency, and hard money side by side, so the trade-offs are visible.
Compare options →Every 45 and 180 day deadline for 2026 and 2027, with the weekend and holiday conflicts flagged.
See the tables →The terms lenders use, defined in plain English so term sheets stop reading like a foreign language.
Look it up →Helpful links you may need: SBA program pages, Form 413, IRS 1031 guidance, and Utah DFI.
Browse resources →Send the property, the loan amount you need, and your timeline, and we will give you a straight answer on whether it can close in your window, usually within one business day.
Submit Deal Details Schedule a CallOr just call: 801-706-2802
