Home / Disclosures

Disclosures

Last updated: July 18, 2026

Who we are and what we do

BluRidge Funding LLC is a commercial real estate financing intermediary based in Kaysville, Utah. We arrange financing for business and investment purposes by connecting borrowers with institutional, portfolio, and private capital sources. BluRidge Funding LLC is a broker, not a bank, not a depository institution, and not a direct lender. We do not make credit decisions; lenders do.

Commercial purpose only

Our services are limited to commercial and business-purpose financing secured by or related to commercial real estate. We do not arrange residential mortgage loans or any consumer-purpose credit. Because we do not engage in residential mortgage activity, no Nationwide Multistate Licensing System (NMLS) identifier is displayed for residential lending purposes.

No offer or commitment

Nothing on this website is an offer to lend, a commitment to arrange financing, or an approval of credit. All financing is subject to underwriting, credit approval, documentation, and the terms of the lender that funds the transaction. Rates, fees, loan amounts, loan-to-value ratios, and timelines described on this site are illustrative ranges based on market experience, are subject to change without notice, and may not be available for any particular transaction.

Calculators and tools are estimates

The calculators, the personal financial statement builder, and other tools on this site produce estimates for planning purposes only. They are not offers, quotes, underwriting decisions, or advice, and actual figures for any transaction will differ. Confirm all numbers with the lender before making decisions.

How we are compensated

BluRidge Funding LLC may be compensated for arranging financing by the borrower, by the lender, or by both, depending on the transaction. Compensation terms are disclosed in the agreements for each transaction before consummation.

Not legal, tax, or investment advice

Content on this website, including articles about financing structures, SBA programs, and 1031 exchanges, is general information, not legal, tax, accounting, or investment advice. Consult your own attorney, tax advisor, or other qualified professional about your specific situation before acting.

Fair dealing

We work with borrowers without regard to race, color, religion, national origin, sex, marital status, or age. Applicants for business credit have rights under the federal Equal Credit Opportunity Act, which applies to commercial as well as consumer credit.

State commercial financing disclosure laws

Several states, including Utah, California, and New York, have enacted registration or disclosure requirements for certain commercial financing transactions. These laws generally address non-real-estate commercial financing, and transactions secured by real property are generally outside their scope. Where any such law applies to a transaction we arrange, required disclosures are provided within the transaction documents.

We arrange financing in most states. A few require additional licensing for our role, and if yours is one, we tell you in the first call.

Questions

Questions about any of these disclosures may be directed to info [at] bluridgefunding.com or 801-706-2802.

Call