@font-face{font-family:'Plus Jakarta Sans';src:url('/fonts/PlusJakartaSans-Variable.woff2') format('woff2-variations');font-weight:200 800;font-style:normal;font-display:swap}
:root{
  --navy:#1A252F; --navy-light:#2C3E50; --accent:#6B8CAE; --accent-dark:#5D6D7E;
  --blu:#6B8CAE; --blu-light:#8BA7C4; --ridge:#5D6D7E; --steel:#5D6D7E;
  --gold:#C9A962;--gold-ink:#8A6D33; --gold-light:#D4B978; --charcoal:#1A252F; --charcoal-true:#1A252F;
  --ink:#2C3E50; --cream:#FAFAF8; --cream-dark:#F2F1EC; --gray-light:#F2F1EC;
  --white:#FFFFFF; --text:#3A4A5A; --maxw:1160px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Plus Jakarta Sans',sans-serif;color:var(--text);background:var(--cream);line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Plus Jakarta Sans',sans-serif;color:var(--charcoal);line-height:1.18;font-weight:700;letter-spacing:-0.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.narrow{max-width:760px;margin:0 auto;padding:0 28px}
.eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:.72rem;font-weight:600;color:var(--gold);margin-bottom:1rem}

/* NAV */
header{position:sticky;top:0;z-index:100;background:rgba(250,250,248,.9);backdrop-filter:blur(12px);border-bottom:1px solid rgba(93,109,126,.12)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:1.5rem}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}
.brand svg{width:32px;height:32px}
.brand-icon{width:34px;height:34px}
.brand .wm{font-size:1.35rem;font-weight:800;letter-spacing:0.01em}
.brand .wm .b{color:var(--blu)}
.brand .wm .r{color:var(--charcoal-true)}
.navlinks{display:flex;align-items:center;gap:1.35rem;flex-wrap:nowrap;margin:0 auto}
.navlinks a{font-size:.85rem;font-weight:500;color:var(--ridge);transition:color .2s;white-space:nowrap}
.navlinks a:hover,.navlinks a.active{color:var(--charcoal)}
.nav-phone{font-weight:600;color:var(--charcoal);font-size:.92rem;white-space:nowrap;flex-shrink:0;padding-left:1.2rem;border-left:1px solid rgba(93,109,126,.25)}
.btn{display:inline-block;font-weight:600;font-size:.9rem;padding:.7rem 1.4rem;border-radius:8px;transition:all .25s;cursor:pointer;border:none;text-align:center}
.btn-primary{background:var(--charcoal);color:var(--cream)}
.btn-primary:hover{background:var(--ink);transform:translateY(-2px);box-shadow:0 10px 24px rgba(26,37,47,.2)}
.btn-gold{background:var(--gold);color:var(--charcoal)}
.btn-gold:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 10px 24px rgba(201,169,98,.3)}
.btn-ghost{background:transparent;color:var(--cream);border:1.5px solid rgba(250,250,248,.45)}
.btn-ghost:hover{border-color:var(--cream);background:rgba(250,250,248,.08)}
.btn-outline{background:transparent;color:var(--charcoal);border:1.5px solid var(--ridge)}
.btn-outline:hover{border-color:var(--charcoal);background:var(--charcoal);color:var(--cream)}
.navtoggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:4px}
.navtoggle span{width:24px;height:2px;background:var(--charcoal);transition:.3s;display:block}

/* SECTIONS */
.section{padding:3.5rem 0}
.section-sm{padding:2.5rem 0}
.section-cream{background:var(--cream-dark)}
.section-dark{background:var(--charcoal);color:var(--cream)}
.section-dark h1,.section-dark h2,.section-dark h3,.section-dark h4{color:var(--cream)}
.section-head{max-width:680px;margin-bottom:3rem}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head h2{font-size:clamp(1.9rem,3.4vw,2.6rem)}
.section-head p{font-size:1.08rem;margin-top:.9rem;color:var(--ridge)}
.section-dark .section-head p{color:rgba(250,250,248,.72)}

/* PAGE HERO (interior pages) */
.page-hero{background:linear-gradient(150deg,var(--charcoal),var(--ink));color:var(--cream);padding:4.5rem 0 4rem;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle at 82% 18%,rgba(107,140,174,.16),transparent 45%);pointer-events:none}
.page-hero .inner{position:relative;z-index:2;max-width:780px}
.page-hero h1{color:var(--cream);font-size:clamp(2rem,4.2vw,3rem)}
.page-hero p{color:rgba(250,250,248,.82);margin-top:1.1rem;max-width:660px;font-size:1.12rem}
.crumbs{font-size:.8rem;color:rgba(250,250,248,.6);margin-bottom:1.1rem}
.crumbs a{color:rgba(250,250,248,.82)}
.crumbs a:hover{color:var(--cream)}

/* PROSE */
.prose h2{font-size:1.6rem;margin:2.4rem 0 .8rem}
.prose h3{font-size:1.22rem;margin:1.8rem 0 .5rem}
.prose p{margin-bottom:1.1rem}
.prose ul,.prose ol{margin:0 0 1.2rem 1.3rem}
.prose li{margin-bottom:.5rem}
.prose strong{color:var(--charcoal)}

/* SHORT ANSWER / CALLOUT */
.answer{background:var(--white);border-left:4px solid var(--gold);border-radius:10px;padding:1.5rem 1.7rem;margin:0;box-shadow:0 8px 26px rgba(26,37,47,.05)}
.answer .lbl{text-transform:uppercase;letter-spacing:.15em;font-size:.7rem;font-weight:700;color:var(--gold-ink);margin-bottom:.5rem}
.answer p{margin:0;font-size:1.02rem;color:var(--charcoal)}
.callout{background:var(--cream-dark);border-radius:10px;padding:1.3rem 1.6rem;margin:1.6rem 0}

/* CARD GRIDS */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:var(--white);border:1px solid rgba(93,109,126,.12);border-radius:14px;padding:2rem;transition:.25s}
.card.link:hover{transform:translateY(-4px);box-shadow:0 18px 44px rgba(26,37,47,.1);border-color:var(--blu)}
.card h3{font-size:1.25rem;margin-bottom:.5rem}
.card p{font-size:.96rem;color:var(--text)}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:1rem;font-weight:600;color:var(--blu);font-size:.9rem}
.card .more span{transition:transform .25s}
.card.link:hover .more span{transform:translateX(5px)}
.card .cat{font-size:.7rem;text-transform:uppercase;letter-spacing:.13em;color:var(--gold);font-weight:700;margin-bottom:.5rem}

/* DEAL CARDS */
.deal{background:var(--white);border:1px solid rgba(93,109,126,.1);border-radius:14px;padding:1.9rem;box-shadow:0 4px 14px rgba(26,37,47,.04)}
.deal-tags{display:flex;flex-wrap:wrap;gap:.45rem;margin-bottom:1rem}
.deal-tag{font-size:.7rem;padding:.28rem .7rem;background:var(--cream-dark);color:var(--ridge);border-radius:6px;text-transform:uppercase;letter-spacing:.03em;font-weight:600}
.deal-tag.hi{background:var(--gold);color:var(--charcoal)}
.deal h3{font-size:1.25rem;margin-bottom:.7rem}
.deal p{font-size:.96rem}

/* FACTS */
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.fact{text-align:center}
.fact .n{font-size:1.9rem;color:var(--gold);font-weight:700}
.fact .l{font-size:.84rem;color:rgba(250,250,248,.72)}

/* TEAM */
.team-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.team-card{background:var(--white);border-radius:16px;overflow:hidden;border:1px solid rgba(93,109,126,.1);box-shadow:0 12px 36px rgba(26,37,47,.06)}
.team-photo{aspect-ratio:4/3;overflow:hidden;background:var(--cream-dark)}
.team-photo img{width:100%;height:100%;object-fit:cover;object-position:center 22%}
.team-info{padding:1.8rem 2rem 2rem}
.team-info h3{font-size:1.4rem}
.team-title{color:var(--gold);font-weight:600;font-size:.82rem;letter-spacing:.05em;text-transform:uppercase;margin:.3rem 0 1rem}
.team-bio{font-size:.95rem;margin-bottom:.9rem}
.team-contact a{color:var(--blu);font-weight:600;font-size:.9rem}

/* TABLE */
table.cmp{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.95rem}
table.cmp th,table.cmp td{text-align:left;padding:.8rem 1rem;border-bottom:1px solid rgba(93,109,126,.18)}
table.cmp th{background:var(--charcoal);color:var(--cream);font-weight:600}
table.cmp tr:nth-child(even) td{background:var(--white)}

/* FAQ */
.faq details{background:var(--white);border:1px solid rgba(93,109,126,.13);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:1.2rem 1.5rem;font-weight:600;color:var(--charcoal);font-size:1rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--gold);font-weight:300}
.faq details[open] summary::after{content:"\2013"}
.faq .a{padding:0 1.5rem 1.3rem;font-size:.96rem}

/* FORM */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
.field{display:flex;flex-direction:column}
.field.full{grid-column:1 / -1}
.field label{font-size:.82rem;font-weight:600;color:var(--charcoal);margin-bottom:.4rem}
.field input,.field select,.field textarea{font-family:inherit;font-size:.95rem;padding:.7rem .85rem;border:1px solid rgba(93,109,126,.3);border-radius:8px;background:var(--white);color:var(--text)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blu);box-shadow:0 0 0 3px rgba(107,140,174,.15)}
.form-note{font-size:.82rem;color:var(--ridge);margin-top:1rem}

/* CTA */
.cta{background:linear-gradient(135deg,var(--blu),var(--ridge));border-radius:18px;padding:3.6rem 2.6rem;text-align:center;color:var(--white);position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(circle at 72% 28%,rgba(201,169,98,.24),transparent 50%)}
.cta-inner{position:relative;z-index:2}
.cta h2{color:var(--white);font-size:clamp(1.8rem,3.2vw,2.4rem)}
.cta p{font-size:1.08rem;margin:.9rem auto 1.7rem;max-width:520px;color:rgba(255,255,255,.92)}
.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* PROPERTY TYPES */
.ptypes{display:flex;flex-wrap:wrap;gap:9px}
.ptypes span{font-size:.85rem;background:var(--white);border:1px solid rgba(93,109,126,.15);color:var(--ridge);padding:.45rem .9rem;border-radius:999px;font-weight:500}

/* FOOTER */
footer{background:var(--charcoal);color:rgba(250,250,248,.7);padding:3.5rem 0 2rem}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:2.6rem}
footer .wm{font-size:1.35rem;color:var(--cream);font-weight:700;letter-spacing:0.04em}
footer .wm .b{color:var(--cream)}
footer .wm .r{color:var(--cream)}
footer .wm .fund{color:var(--accent);font-weight:500;letter-spacing:0.18em;font-size:1.05rem}
footer .tag{color:var(--gold);font-size:.92rem;margin-top:.35rem;font-style:italic}
footer h5{color:var(--cream);font-size:.76rem;letter-spacing:.13em;text-transform:uppercase;margin-bottom:1rem;font-weight:600}
footer ul{list-style:none}
footer li{margin-bottom:.55rem}
footer a{font-size:.9rem;transition:color .2s}
footer a:hover{color:var(--cream)}
.disclaimer{border-top:1px solid rgba(250,250,248,.12);padding-top:1.5rem;font-size:.77rem;color:rgba(250,250,248,.45);line-height:1.7}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;margin-top:1.3rem;font-size:.79rem}

@media(max-width:1150px){
  .navlinks,.nav-phone{display:none}
  .navtoggle{display:flex}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px}
}
@media(max-width:760px){
  .grid-2,.grid-3,.grid-4,.team-grid,.form-grid{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr}
  }

/* ===== BEHAVIORAL COMPONENTS ===== */
/* StoryBrand Plan */
.plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.plan-step{background:var(--white);border:1px solid rgba(93,109,126,.12);border-radius:14px;padding:1.9rem;position:relative}
.plan-num{width:38px;height:38px;border-radius:50%;background:var(--gold);color:var(--charcoal);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:1.05rem;margin-bottom:1rem}
.plan-step h4{font-size:1.12rem;margin-bottom:.45rem}
.plan-step p{font-size:.94rem;color:var(--text)}
.plan-step:not(:last-child)::after{content:"";position:absolute;top:2.5rem;right:-15px;width:30px;height:2px;background:rgba(201,169,98,.5);z-index:1}

/* Stakes (Failure / Success) */
.stakes-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.stakes-card{border-radius:14px;padding:1.9rem 2rem}
.stakes-card.approach{background:var(--white);border:1px solid rgba(93,109,126,.18)}
.stakes-card.gain{background:var(--charcoal);color:var(--cream)}
.stakes-lbl{text-transform:uppercase;letter-spacing:.1em;font-size:.74rem;font-weight:700;margin-bottom:1rem}
.stakes-card.approach .stakes-lbl{color:var(--blu)}
.stakes-card.gain .stakes-lbl{color:var(--gold)}
.stakes-card ul{list-style:none}
.stakes-card li{padding:.4rem 0 .4rem 1.6rem;position:relative;font-size:.96rem}
.stakes-card.approach li::before{content:"\2713";position:absolute;left:0;color:var(--blu);font-weight:700}
.stakes-card.gain li::before{content:"\2713";position:absolute;left:0;color:var(--gold);font-weight:700}
.stakes-card.gain li{color:rgba(250,250,248,.85)}

/* Fogg prompt strip */
.prompt{background:linear-gradient(135deg,var(--blu),var(--ridge));border-radius:14px;padding:1.6rem 1.9rem;margin:0}
.prompt-inner{display:flex;align-items:center;justify-content:space-between;gap:1.4rem;flex-wrap:wrap;max-width:var(--maxw);margin:0 auto}
.prompt-inner p{color:#fff;font-size:1.08rem;font-weight:500;margin:0;flex:1;min-width:240px}
.prompt-btns{display:flex;gap:10px;flex-wrap:wrap}
.btn-outline-light{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.6)}
.btn-outline-light:hover{border-color:#fff;background:rgba(255,255,255,.1)}

@media(max-width:760px){
  .plan-grid,.stakes-grid{grid-template-columns:1fr}
  .plan-step:not(:last-child)::after{display:none}
  .prompt-inner{flex-direction:column;align-items:flex-start}
}

.ptype-links{display:flex;flex-wrap:wrap;gap:.7rem}
.ptype-links a{display:inline-block;padding:.55rem 1.1rem;border:1px solid var(--gray-light);border-radius:999px;background:#fff;color:var(--navy);font-weight:600;font-size:.92rem;text-decoration:none;transition:border-color .15s,box-shadow .15s}
.ptype-links a:hover{border-color:var(--accent);box-shadow:0 2px 8px rgba(107,140,174,.12)}

/* interaction polish */
.btn{transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 18px rgba(26,37,47,.18)}
.btn:active{transform:translateY(0);box-shadow:0 2px 8px rgba(26,37,47,.15)}
.btn-gold:hover{background:var(--gold-light)}
a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}
h1,h2,h3{text-wrap:balance}
.faq summary{cursor:pointer;transition:color .15s ease}
.faq summary:hover{color:var(--accent)}
.faq details[open] summary{color:var(--accent)}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important;scroll-behavior:auto !important}}

/* author attribution */
.byline{margin-top:.9rem;font-size:.92rem;color:#C9D2DB}
.byline a{color:var(--gold);text-decoration:none;font-weight:600}
.byline a:hover{text-decoration:underline}
.author-box{display:flex;gap:1.2rem;align-items:flex-start;background:#fff;border:1px solid var(--gray-light);border-radius:14px;padding:1.5rem;margin:2.5rem 0 0}
.author-box img{width:76px;height:76px;border-radius:50%;object-fit:cover;flex-shrink:0}
.author-box .lbl{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);font-weight:700;margin-bottom:.25rem}
.author-box h4{margin:0 0 .3rem;color:var(--navy);font-size:1.05rem}
.author-box p{margin:0;font-size:.9rem;color:var(--charcoal-true);line-height:1.55}
.author-box a{color:var(--accent)}
@media(max-width:560px){.author-box{flex-direction:column}}

/* social proof / testimonials */
.proof-band{background:var(--navy);padding:3.2rem 0}
.proof-band .eyebrow{color:var(--gold)}
.proof-band h2{color:var(--cream)}
.proof-carousel{position:relative;max-width:760px;margin:1.4rem auto 0;min-height:180px}
.proof-slide{opacity:0;position:absolute;top:0;right:0;bottom:0;left:0;transition:opacity .5s ease;pointer-events:none}
.proof-slide.active{opacity:1;position:relative;pointer-events:auto}
.proof-quote{font-size:1.25rem;line-height:1.55;color:var(--cream);font-weight:500}

.proof-meta{margin-top:1.1rem;color:#C9D2DB;font-size:.95rem}
.proof-meta strong{color:var(--cream)}
.proof-source{display:inline-block;margin-top:.5rem;font-size:.8rem;color:var(--steel);letter-spacing:.02em}
.proof-dots{display:flex;gap:.5rem;justify-content:center;margin-top:1.6rem}
.proof-dots button{width:9px;height:9px;border-radius:50%;border:0;background:rgba(255,255,255,.28);cursor:pointer;padding:0;transition:background .2s}
.proof-dots button.active{background:var(--gold)}
.proof-nav{position:absolute;top:38%;background:none;border:0;color:rgba(255,255,255,.5);font-size:1.8rem;cursor:pointer;padding:.3rem .6rem;transition:color .2s}
.proof-nav:hover{color:var(--gold)}
.proof-nav.prev{left:-14px}.proof-nav.next{right:-14px}
@media(max-width:820px){.proof-nav{display:none}}
.proof-note{text-align:center;color:var(--steel);font-size:.78rem;margin-top:1.6rem;max-width:620px;margin-left:auto;margin-right:auto}
.rating-strip{display:flex;gap:2rem;justify-content:center;flex-wrap:wrap;margin-top:1.2rem}
.rating-strip .r{text-align:center;color:var(--cream)}
.rating-strip .r .stars{color:var(--gold);font-size:1.1rem;letter-spacing:2px}
.rating-strip .r .lbl{font-size:.82rem;color:#C9D2DB;margin-top:.2rem}

/* scene photos under page heroes */
.scene{margin:0 0 0;line-height:0}
.scene img{width:100%;height:auto;display:block;max-height:420px;object-fit:cover}
/* homepage hero background image */





.article-scene img{max-height:360px}

/* skip to content (a11y) */
.skip-link{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--navy);padding:.7rem 1.2rem;border-radius:0 0 8px 0;font-weight:700;z-index:100}
.skip-link:focus{left:0}

/* ===== Design polish pass (brand-deepening, additive) ===== */
h1,h2,h3{letter-spacing:-.015em}
.section-head h2{position:relative;display:inline-block}
.section-head h2::after{content:"";display:block;width:56px;height:4px;margin:.7rem auto 0;background:var(--gold);border-radius:2px}
.eyebrow{letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;font-weight:700}
.card{border:1px solid rgba(26,37,47,.08);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.card.link:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(26,37,47,.12);border-color:rgba(201,169,98,.55)}
.card.link .more span{transition:transform .18s ease;display:inline-block}
.card.link:hover .more span{transform:translateX(3px)}
.btn{transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-gold:hover{box-shadow:0 6px 18px rgba(201,169,98,.4)}
.section picture img,.section .cmp{border-radius:14px}
.section picture{box-shadow:0 8px 30px rgba(26,37,47,.10);border-radius:14px}


.answer{border-left:4px solid var(--gold);box-shadow:0 4px 18px rgba(26,37,47,.06)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
@media (prefers-reduced-motion:reduce){.card,.btn,.card.link .more span{transition:none}.card.link:hover{transform:none}}

table.params{max-width:760px}
table.params td:first-child{color:var(--charcoal);font-weight:600;width:46%}
table.params tr.hl td{background:rgba(201,169,98,.14);color:var(--charcoal);font-weight:600}

.pfs-callout{background:linear-gradient(135deg,#1A252F,#2C3E50);border-radius:12px;padding:2rem 2.2rem;margin:0 0 2.2rem;box-shadow:0 8px 26px rgba(26,37,47,.12)}
.pfs-callout-eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.72rem;font-weight:700;color:var(--gold);margin-bottom:.5rem}
.pfs-callout h3{color:var(--cream);font-size:1.35rem;margin:0 0 .6rem}
.pfs-callout p{color:rgba(250,250,248,.85);max-width:640px;margin:0 0 1.3rem;font-size:1rem}

/* Deal Brief Builder */
.db-wrap{max-width:820px;margin:0 auto}
.db-form{background:var(--white);border-radius:12px;padding:2.4rem;box-shadow:0 8px 26px rgba(26,37,47,.06)}
.db-step{padding:1.6rem 0;border-bottom:1px solid rgba(93,109,126,.12)}
.db-step:first-child{padding-top:0}
.db-step-head{display:flex;align-items:center;gap:.8rem;margin-bottom:1.1rem}
.db-num{width:28px;height:28px;border-radius:50%;background:var(--charcoal);color:var(--cream);display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700;flex-shrink:0}
.db-step-head h2{font-size:1.2rem;margin:0}
.db-optional,.db-metric-note{font-weight:400;font-size:.82rem;color:var(--ridge)}
.db-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.db-field{display:flex;flex-direction:column;gap:.35rem}
.db-field.db-full{grid-column:1/-1;margin-top:1rem}
.db-field span{font-size:.85rem;font-weight:600;color:var(--charcoal)}
.db-field input,.db-field select,.db-field textarea{padding:.7rem .8rem;border:1px solid rgba(93,109,126,.3);border-radius:10px;font-family:inherit;font-size:.95rem;color:var(--charcoal);background:var(--white)}
.db-field textarea{resize:vertical}
.db-metric{margin-top:1rem;padding:.7rem .9rem;background:rgba(201,169,98,.1);border-radius:8px;font-size:.9rem;color:var(--charcoal)}
.db-actions{margin-top:1.6rem}
.db-hint{font-size:.82rem;color:var(--ridge);margin-top:.7rem}
.btn-charcoal{background:var(--charcoal);color:var(--cream)}
/* output paper */
.db-paper{background:var(--white);border:1px solid rgba(93,109,126,.2);border-radius:12px;padding:2.4rem;max-width:760px;margin:0 auto;box-shadow:0 8px 26px rgba(26,37,47,.06)}
.db-paper-head{display:flex;align-items:center;justify-content:space-between;border-bottom:2px solid var(--gold);padding-bottom:1rem;margin-bottom:1.4rem}
.db-paper-logo{height:34px;width:auto}
.db-paper-title{font-size:1.15rem;font-weight:700;color:var(--charcoal)}
.db-paper-table{width:100%;border-collapse:collapse}
.db-paper-table td{padding:.6rem .2rem;border-bottom:1px solid rgba(93,109,126,.15);vertical-align:top;font-size:.95rem}
.db-paper-table td.k{color:var(--ridge);font-weight:600;width:38%}
.db-paper-table td.v{color:var(--charcoal)}
.db-paper-metrics{display:flex;gap:2rem;margin:1.4rem 0;flex-wrap:wrap}
.db-m{display:flex;flex-direction:column}
.db-m-v{font-size:1.4rem;font-weight:700;color:var(--gold-ink)}
.db-m-l{font-size:.78rem;color:var(--ridge);text-transform:uppercase;letter-spacing:.06em}
.db-paper-notes{margin-top:1rem;padding-top:1rem;border-top:1px solid rgba(93,109,126,.15)}
.db-paper-notes-label{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--ridge);margin-bottom:.3rem}
.db-paper-notes p{margin:0;font-size:.95rem;color:var(--charcoal)}
.db-paper-foot{margin-top:1.6rem;padding-top:1rem;border-top:1px solid rgba(93,109,126,.15);font-size:.78rem;color:var(--ridge);line-height:1.6}
.db-paper-disc{font-size:.72rem;color:var(--ridge)}
.db-out-actions{display:flex;gap:.8rem;justify-content:center;margin-top:1.6rem;flex-wrap:wrap}
.db-edit{background:none;border:none;color:var(--blu);font-weight:600;cursor:pointer;font-family:inherit;font-size:.9rem}
.db-send-panel{max-width:760px;margin:1.6rem auto 0;background:var(--white);border-radius:12px;padding:2rem;box-shadow:0 8px 26px rgba(26,37,47,.06)}
.db-send-panel h3{margin:0 0 .5rem}
.db-send-panel p{color:var(--text);font-size:.92rem;margin:0 0 1.2rem}
.db-send-panel .btn{margin-top:1.2rem}
.db-err{color:#b3261e;font-size:.85rem;margin-top:.6rem}
.db-sent{max-width:760px;margin:1.6rem auto 0;text-align:center;background:rgba(201,169,98,.1);border-radius:12px;padding:2rem}
.db-sent h3{margin:0 0 .5rem}
@media(max-width:640px){.db-grid{grid-template-columns:1fr}.db-form,.db-paper{padding:1.5rem}}
/* print: only the paper */
@media print{
  header,footer,.page-hero,.db-form,.db-out-actions,.db-send-panel,.db-sent,.db-hint,.navtoggle{display:none!important}
  body{background:#fff}
  .db-paper{box-shadow:none;border:none;max-width:100%;padding:0}
  .section{padding:0}
}

/* Financing dropdown */
.navdrop{position:relative;display:inline-block}
.navdrop-btn{background:none;border:none;font-family:inherit;font-size:.85rem;font-weight:500;color:var(--ridge);cursor:pointer;padding:0;display:inline-flex;align-items:center;gap:.3rem;transition:color .2s;white-space:nowrap}
.navdrop-btn:hover,.navdrop-btn.active,.navdrop:hover .navdrop-btn{color:var(--charcoal)}
.navdrop-caret{font-size:.6rem;transition:transform .2s}
.navdrop:hover .navdrop-caret{transform:rotate(180deg)}
.navdrop-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(6px);min-width:210px;background:var(--white);border:1px solid rgba(93,109,126,.15);border-radius:12px;box-shadow:0 16px 40px rgba(26,37,47,.14);padding:.6rem;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s;z-index:60}
.navdrop:hover .navdrop-menu,.navdrop.open .navdrop-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.navdrop-menu::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.navdrop-menu a{display:block;padding:.6rem .8rem;border-radius:8px;font-size:.9rem;color:var(--ridge);white-space:nowrap}
.navdrop-menu a:hover{background:var(--cream-dark);color:var(--charcoal)}
.navdrop-menu a.active{color:var(--charcoal);font-weight:600}
@media(max-width:1150px){
  .navdrop{display:block;width:100%}
  .navdrop-btn{width:100%;justify-content:space-between;padding:0}
  .navdrop-menu{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:none;padding:.4rem 0 .4rem 1rem;min-width:0;background:transparent}
  .navdrop-menu::before{display:none}
}

.principal-photo{position:relative;display:block;width:280px;height:280px;margin:0 auto;border-radius:12px;overflow:hidden}
.principal-photo .principal-readbio{position:absolute;left:0;right:0;bottom:0;background:linear-gradient(transparent,rgba(26,37,47,.85));color:var(--cream);font-size:.82rem;font-weight:600;padding:1.4rem .8rem .7rem;opacity:0;transition:opacity .25s;text-align:center}
.principal-photo:hover .principal-readbio{opacity:1}
.principal-name{color:inherit;transition:color .2s}
.principal-name:hover{color:var(--gold)}

/* Hero photo — clean layering */
.hero-photo{position:relative;overflow:hidden}
.hero-photo>picture{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0}
.hero-photo-img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;object-fit:cover;object-position:center 35%}
.hero-photo::after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none;background:linear-gradient(105deg,rgba(26,37,47,.34) 0%,rgba(26,37,47,.12) 45%,rgba(26,37,47,0) 75%)}
.hero-photo>.container{position:relative;z-index:2}

/* Contrast: darker gold for light backgrounds, bright gold on dark */
.section-head .eyebrow{color:var(--gold-ink)}
.page-hero .eyebrow,.cta-band .eyebrow,.proof-band .eyebrow,.statement .eyebrow{color:var(--gold)}

.proof-pause{background:none;border:1px solid rgba(250,250,248,.35);color:rgba(250,250,248,.75);width:30px;height:30px;border-radius:50%;cursor:pointer;font-size:.65rem;margin:1rem auto 0;display:block;line-height:1}
.proof-pause:hover{color:var(--cream);border-color:var(--cream)}

.prompt-alt{margin:.9rem 0 0;font-size:.88rem;color:rgba(250,250,248,.75)}
.prompt-alt a{color:var(--gold);text-decoration:underline}

.midcta{background:var(--cream-dark);border-left:4px solid var(--gold);border-radius:10px;padding:1.1rem 1.3rem;margin:2rem 0;font-size:.95rem}
.midcta a{color:var(--accent);font-weight:600}

.statement-band{background:linear-gradient(150deg,#1A252F 0%,#2C3E50 60%,#22323f 100%)}
.statement-band .statement-line{color:var(--cream);font-size:clamp(1.3rem,2.6vw,1.9rem);font-weight:600;text-align:center;max-width:760px;margin:0 auto;line-height:1.4}

.pathicon{width:34px;height:34px;color:var(--accent);margin-bottom:.7rem;display:block}
.card.link:hover .pathicon{color:var(--gold-ink)}

.db-diagram{display:block;max-width:560px;margin:0 auto 2rem;width:100%;height:auto}
@media print{.db-diagram{display:none!important}}

/* PFS interview */
.pfs-wrap{max-width:680px;margin:0 auto}
.pfs-progress{height:5px;background:rgba(93,109,126,.15);border-radius:3px;overflow:hidden;margin-bottom:.7rem}
.pfs-progress-bar{height:100%;width:10%;background:var(--gold);transition:width .3s}
.pfs-ticker{font-size:.88rem;color:var(--ridge);margin-bottom:1.6rem}
.pfs-ticker strong{color:var(--charcoal)}
.pfs-step{background:var(--white);border-radius:12px;padding:2rem 2.2rem;box-shadow:0 8px 26px rgba(26,37,47,.06)}
.pfs-step h2{font-size:1.35rem;margin:0 0 .4rem}
.pfs-lead{color:var(--ridge);font-size:.92rem;margin:0 0 1.3rem}
.pfs-step .db-field{margin-bottom:1rem}
.pfs-opt{font-weight:400;font-size:.8rem;color:var(--ridge)}
.pfs-nav{display:flex;justify-content:space-between;align-items:center;margin-top:1.4rem}
.pfs-nav .btn{margin-left:auto}
.pfs-re-item{display:flex;align-items:center;justify-content:space-between;gap:1rem;background:var(--cream-dark);border-radius:10px;padding:.8rem 1rem;margin-bottom:.7rem}
.pfs-re-item-main strong{display:block;font-size:.95rem}
.pfs-re-item-main span{font-size:.8rem;color:var(--ridge)}
.pfs-re-del{background:none;border:none;font-size:1.3rem;color:var(--ridge);cursor:pointer;line-height:1}
.pfs-re-del:hover{color:#b3261e}
.pfs-re-actions{display:flex;gap:1rem;align-items:center;margin-top:.6rem}
.pfs-carried{background:rgba(201,169,98,.1);border-radius:10px;padding:.9rem 1.1rem;margin-bottom:1.2rem}
.pfs-carried-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;font-weight:700;color:var(--gold-ink);margin-bottom:.4rem}
.pfs-carried-row{display:flex;justify-content:space-between;font-size:.9rem;padding:.25rem 0}
.pfs-review h3{font-size:1rem;margin:1.2rem 0 .4rem}
.pfs-rev-table{width:100%;border-collapse:collapse}
.pfs-rev-table td{padding:.45rem .2rem;border-bottom:1px solid rgba(93,109,126,.12);font-size:.92rem}
.pfs-rev-table td:last-child{text-align:right;white-space:nowrap}
.pfs-rev-sub{font-size:.78rem;color:var(--ridge)}
.pfs-rev-total{display:flex;justify-content:space-between;font-size:.95rem;padding:.5rem .2rem;border-top:2px solid var(--charcoal)}
.pfs-rev-nw{display:flex;justify-content:space-between;font-size:1.1rem;font-weight:700;background:var(--cream-dark);border-radius:8px;padding:.8rem 1rem;margin:1rem 0}
@media(max-width:640px){.pfs-step{padding:1.4rem}}

.call-pill{display:none;position:fixed;right:16px;bottom:16px;z-index:90;background:var(--charcoal);color:var(--cream);border-radius:999px;padding:.7rem 1.1rem;font-weight:700;font-size:.9rem;box-shadow:0 10px 30px rgba(26,37,47,.35);align-items:center;gap:.5rem}
.call-pill:active{transform:scale(.97)}
@media(max-width:820px){.call-pill{display:flex}}
@media print{.call-pill{display:none!important}}

.deal-more{display:inline-block;margin-top:.7rem;font-weight:600;font-size:.88rem;color:var(--accent)}
.deal-more:hover{color:var(--gold-ink)}

.ins-filter{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center;margin:0 0 1.8rem}
.ins-chip{background:var(--white);border:1px solid rgba(93,109,126,.3);border-radius:999px;padding:.45rem 1rem;font-family:inherit;font-size:.85rem;font-weight:600;color:var(--ridge);cursor:pointer;transition:all .15s}
.ins-chip:hover{border-color:var(--charcoal);color:var(--charcoal)}
.ins-chip.active{background:var(--charcoal);border-color:var(--charcoal);color:var(--cream)}
.ins-thumb{width:100%;height:auto;border-radius:10px;margin-bottom:.9rem;display:block}

.art-diagram{display:block;width:100%;max-width:560px;height:auto;margin:1.6rem auto}

.btn-outline-dark{background:transparent;color:var(--charcoal);border:1.5px solid rgba(26,37,47,.45)}
.btn-outline-dark:hover{border-color:var(--charcoal)}

/* Borrower priorities tap-to-rank */
.prio-list{display:flex;flex-direction:column;gap:.55rem;margin-top:.4rem}
.prio-item{display:flex;align-items:center;gap:.85rem;background:var(--cream-dark);border:1.5px solid transparent;border-radius:10px;padding:.8rem 1rem;cursor:pointer;user-select:none;transition:all .15s;font-weight:600;font-size:.95rem}
.prio-item:hover{border-color:rgba(93,109,126,.35)}
.prio-item .rank{width:28px;height:28px;border-radius:50%;border:1.5px dashed rgba(93,109,126,.45);display:flex;align-items:center;justify-content:center;font-size:.82rem;font-weight:700;color:var(--ridge);flex:none;transition:all .15s}
.prio-item.picked{background:var(--white);border-color:var(--gold)}
.prio-item.picked .rank{background:var(--gold);border:none;color:var(--charcoal)}
.prio-item .hint{margin-left:auto;font-size:.75rem;font-weight:400;color:var(--ridge)}
.prio-other{margin-top:.5rem;display:none}
.prio-other.show{display:block}
.prio-other input{width:100%;font-family:inherit;font-size:.93rem;padding:.65rem .9rem;border:1.5px solid rgba(93,109,126,.35);border-radius:8px;background:var(--white)}
.prio-other input:focus{outline:none;border-color:var(--gold)}
.prio-reset{background:none;border:none;font-family:inherit;font-size:.82rem;color:var(--ridge);cursor:pointer;text-decoration:underline;margin-top:.5rem}

.cta-call{display:block;margin-top:1.1rem;color:var(--cream);font-size:1rem}
.cta-call a{color:var(--gold);font-weight:700;text-decoration:none}
.cta-call a:hover{color:var(--gold-light)}
.tool-disclaim{font-size:.85rem;color:var(--ridge);border-top:1px solid rgba(93,109,126,.2);padding-top:.9rem;margin-top:1.6rem}